{"id":4332,"date":"2025-01-08T10:14:27","date_gmt":"2025-01-08T02:14:27","guid":{"rendered":"http:\/\/www.gssinst.org\/irer\/?p=4332"},"modified":"2025-12-03T02:08:24","modified_gmt":"2025-12-02T18:08:24","slug":"resilience-tested-interplay-between-mortgage-channels-and-natural-disasters-on-housing-price","status":"publish","type":"post","link":"https:\/\/www.gssinst.org\/irer\/2025\/01\/08\/resilience-tested-interplay-between-mortgage-channels-and-natural-disasters-on-housing-price\/","title":{"rendered":"Resilience Tested: Interplay between Mortgage Channels and Natural Disasters on Housing Price"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4332\" class=\"elementor elementor-4332\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b084dbc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b084dbc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47d15be8\" data-id=\"47d15be8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73767d13 elementor-widget elementor-widget-text-editor\" data-id=\"73767d13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><div class=\"article_label\">Article<\/div><p class=\"article_title\">Resilience Tested: Interplay between Mortgage Channels and Natural Disasters on Housing Price<\/p><div><p class=\"title_label_large\">Author<\/p><p class=\"title_label_large\">Start Page \/ End Page<\/p><p class=\"title_label\">Volume<\/p><p class=\"title_label\">Issue Number<\/p><p class=\"title_label\">Year<\/p><p class=\"title_label_large\">Publication<\/p><\/div><div><p><!-- Author \/ StartEndPage \/ Volume \/ IssueNumber \/ Year \/ Publication --><\/p><p class=\"title_text_large\">Ariyanto Adhi Nugroho, Yunastiti Purwaningsih, Lukman Hakim, Suryanto Suryanto<\/p><p class=\"title_text_large\">537 \/ 563<\/p><p class=\"title_text\">27<\/p><p class=\"title_text\">4<\/p><p class=\"title_text\">2024<\/p><p class=\"title_text_large\">International Real Estate Review<\/p><\/div><div class=\"empty\">\u00a0<\/div><p class=\"abstract_label\">Abstract<\/p><p>The existing body of literature on the interaction between mortgage channels and natural disasters on housing prices is limited. As a vast archipelagic nation, Indonesia is highly susceptible to natural disasters. Our research utilizes quarterly data from Indonesian provinces between 2012 and 2019, and employs panel regression to evaluate the influence of mortgage channels and natural disasters on housing prices. The results indicate varying impacts on housing prices based on the type and intensity of natural disasters, alongside regional development, which remain robust under various tests. Despite potential disruptions, the overall availability and effects of housing loans on housing prices remain relatively stable, thus highlighting the significant role of mortgage channels in shaping housing prices under different circumstances. This understanding has the potential to guide stakeholders in enhancing disaster management strategies and overseeing housing prices, and takes into consideration the distinct vulnerabilities found in each region. Due to the unpredictable nature of natural calamities, it is crucial to establish plans for pre-disaster strategies. Using risk-disaster clusters allows the government to customize housing policies based on particular vulnerability categorizations instead of utilizing a standardized approach nationwide. Additionally, the financial sector has the opportunity to integrate regional risk assessments in the decision-making process for the distribution of housing loans.<\/p><p>\u00a0<\/p><p><!-- PDF DownloadLink --><\/p><p class=\"download\"><a href=\"http:\/\/www.gssinst.org\/irer\/wp-content\/uploads\/2025\/01\/5-MS24031501-Natural-Disasters-on-Housing-Price-Nugroho.pdf\" target=\"_blank\"><strong>View PDF -https:\/\/doi.org\/10.53383\/100394<\/strong><\/a><\/p><div>\u00a0<\/div><div><p class=\"abstract_label\">Keywords<\/p><p>Housing price, Mortgage channel, Natural disasters, Regional factors<\/p><\/div><div>\u00a0<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Article Resilience Tested: Interplay between Mortgage Channels and Natural Disasters on Housing Price Author Start Page \/ End Page Volume&hellip;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"article-template.php","format":"standard","meta":[],"categories":[274,273],"tags":[],"_links":{"self":[{"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/posts\/4332"}],"collection":[{"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/comments?post=4332"}],"version-history":[{"count":5,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/posts\/4332\/revisions"}],"predecessor-version":[{"id":4615,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/posts\/4332\/revisions\/4615"}],"wp:attachment":[{"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/media?parent=4332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/categories?post=4332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gssinst.org\/irer\/wp-json\/wp\/v2\/tags?post=4332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}